We believe everyone should have access to money without borders

If you freelance across time zones, run a startup with contractors on three continents, or simply want to hold and move money without a bank dictating the terms — the existing financial system wasn't built for you. Payouts take days. Conversions eat your margins. And basic things like opening a USD account still require a US address.

We started KOSH to change that. KOSH is a stablecoin-powered financial platform where you can receive payments into a global USD account, spend anywhere with a KOSH card, save with competitive yields, and send money across borders — all from one app. Stablecoins give us the speed and reach that traditional rails can't.

We're a small team that ships with intention. Every feature we build starts from a real problem, usually one we've hit ourselves. We believe financial tools should be transparent, fast, and accessible to anyone who earns globally.